background

Home-buying experience, simplified

Introducing

MHub Buyer

Take control of your property-purchasing journey, make better decisions and enjoy peace of mind.

Easy homeownership
Easy homeownership

Get real-time updates on your booking and loan application.

Instant credit check
Instant credit check

Find out your credit worthiness and loan eligibility within minutes

Safe and secure
Safe and secure

eKYC made simple to ensure secure access to your credit profile

How It Works

Three simple steps

1
Redeem credit check with an access code
Redeem credit check with an access code
2
Perform credit check
Perform credit check
3
Know your creditworthiness
Know your creditworthiness
Why us
Why us

We've made it easy for you

Transparency
Transparency

Homebuyers stay updated on the progress/status of their booking and loan applications.

Reduce chance of cancellation
Reduce chance of cancellation

Homebuyers know creditworthiness upfront before making a booking.

Better quality leads
Better quality leads

With a lower chance of cancellation brings better quality leads to developer and bankers, thus less time is spent on closing a sale.

Our Goal

Help deserving buyers get their dream properties

By offering detailed screenings on the home buyers’ loan eligibility & credit health, we serve as a gatekeeper to ensure high quality leads to both developers and bankers. Most importantly, we want to help home buyers to find out their creditworthiness, get loan offers, and stay updated on the status of their booking and loan applications along their home-buying journey.

FAQ

Need answers? Find them here

A mobile application that helps home buyers to find out their credit worthiness, get loan offers, and stay updated on the status of their booking and loan applications
When buyers place a unit reservation or booking with the property developer using MHub, updates will be reflected on the app in real-time. Keeping track is made easy with a click of a button. Buyers are also able to perform credit checks and submit loan applications on the app. Buyers are able to perform credit checks using an Access Code that is provided by the sales agent. This ensures that home buyers are more aware of their Credit Health and Loan Eligibility and gears them towards better decisions based on their affordability, prior or during the buying process.

There are two types of Credit Check can be done on Buyer App:

  1. Booking Credit Check:

    When a buyer places a booking with the property developer using MHub, they will be prompted to perform a Credit Check to find out loan eligibility before they can proceed to the loan application. Buyers will only be able to proceed if the credit profile returns healthy.

  2. Access Code Credit Check: By redeeming an access code, buyers can perform a credit check without a unit booking. Once the required steps are complete, a Credit Report will be shown.

As stated in the above answer, an Access Code Credit Check would need an access code or have a unit booking in order to run a Credit Check on the app. Access codes are normally given out during a special event or project launch date. You may also get in touch with any agent to receive an Access Code.
To comply with the data confidentiality of the Credit Report, we will need to ensure the requester of the report is a verified and genuine user. Thus, e-KYC (Electronic Know-Your-Customer) is compulsory. This requires users to upload certain identification documents to complete the process safely. The Credit Report is then presented to the requestor. The process is as follows:

  1. User uploads NRIC (front & back of NRIC/Kad Polis).
  2. Our e-KYC will verify the validity of the documents via the following steps.
  3. The user will be prompted to perform a validation of identity using an advanced and secure Facial Verification technology.
  4. Once verified, the Credit Check Result will be shown.

Interested?

Download the app now

applestore playstore qr-icon